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Thoro Home Inspections

FHA 203(k) CONSULTING IN WESTERN pennsylvania - Experienced Guidance for Renovation Projects

START A 203(k) PROJECT

For Lenders & Loan Professionals

A Western Pennsylvania 203(k) Consultant You Can Add to Your Resource List

Need an FHA-approved 203(k) Consultant for a property in Western Pennsylvania?

Rochelle Robinson provides professional consultant services for FHA 203(k) rehabilitation projects and works with lenders, loan officers, processors, borrowers, contractors, and other project participants throughout the rehabilitation process.


Our goal is straightforward: provide responsive communication, thorough documentation, practical property evaluation, and dependable project follow-through.


If you have a borrower considering a 203(k) property—or an active transaction that needs a consultant—contact us early in the process.

CONTACT ROCHELLE ABOUT A PROJECT

Rochelle Robinson | FHA-Approved 203(k) Consultant

Buying a Home That Needs Work?

The FHA 203(k) Program May Allow You to Finance the Home and Renovations Together

An FHA 203(k) rehabilitation mortgage can allow an eligible homebuyer or homeowner to finance qualifying property rehabilitation or improvements as part of the mortgage rather than funding the entire renovation separately. There are two primary types of FHA 203(k) financing:


Standard 203(k)

Designed for larger rehabilitation projects, including projects involving major repairs or structural work. An FHA-approved 203(k) Consultant is required.


Limited 203(k)

Designed for qualifying minor remodeling and nonstructural repairs. The Limited 203(k) currently permits up to $75,000 in rehabilitation costs, and use of a 203(k) Consultant is optional. Your FHA-approved lender determines loan eligibility, financing requirements, and which program is appropriate for your transaction. Already working with a lender? We can work with your FHA-approved lender and help you understand the consultant portion of the process.

Serving Pittsburgh, Allegheny County, and communities throughout Western Pennsylvania.

Learn More

Whether you are a lender working with a renovation loan, a homebuyer purchasing a property that needs significant repairs, or a homeowner planning improvements through FHA 203(k) financing, DLR Enterprise provides professional 203(k) consulting throughout Pittsburgh and Western Pennsylvania.

We help coordinate the property and rehabilitation side of the process from the initial property evaluation and scope of work through construction draws and final completion.

Start a 203(k) Project

203(k) Consulting Services

Feasibility Studies

Property Inspection & Project Evaluation

Property Inspection & Project Evaluation

When requested, we can perform a preliminary property evaluation to help determine whether the proposed rehabilitation project is feasible and identify anticipated repairs and associated costs.

Property Inspection & Project Evaluation

Property Inspection & Project Evaluation

Property Inspection & Project Evaluation

The property is evaluated to identify required rehabilitation items, health and safety concerns, and other conditions that should be addressed within the proposed project.

Work Write-Up & Cost Estimate

Property Inspection & Project Evaluation

Work Write-Up & Cost Estimate

A detailed Work Write-Up and Cost Estimate is prepared describing the rehabilitation work and estimated labor and material costs for the project.

Architectural Exhibit Review

Architectural Exhibit Review

Work Write-Up & Cost Estimate

When plans, drawings, engineering reports, or other architectural exhibits are required for the proposed rehabilitation, applicable documentation is reviewed as part of the consultant process.

Draw Inspections

Architectural Exhibit Review

Draw Inspections

As rehabilitation progresses, draw inspections document completed work and project progress for applicable draw requests.

Change Orders

Architectural Exhibit Review

Draw Inspections

When approved project conditions or scope require modification, proposed changes are evaluated and documented through the applicable 203(k) change-order process.

Reinspections & Project Completion

Reinspections & Project Completion

Reinspections & Project Completion

When required, additional inspections can be performed to verify corrected or completed work. At project completion, the consultant verifies completion of the rehabilitation work in accordance with applicable project requirements.

How the FHA 203(k) Process Works

1. Contact Us

2. Initial Project Review

2. Initial Project Review

Tell us about the property, proposed rehabilitation, lender, and current stage of the transaction.

2. Initial Project Review

2. Initial Project Review

2. Initial Project Review

We review the available project information and determine the appropriate next steps for the consultant portion of the 203(k) process.

3. Property Evaluation

2. Initial Project Review

4. Work Write-Up & Cost Estimate

Rochelle evaluates the property and proposed rehabilitation requirements.

4. Work Write-Up & Cost Estimate

6. Rehabilitation & Draw Inspections

4. Work Write-Up & Cost Estimate

The rehabilitation scope and associated cost estimate are developed and applicable project documentation is prepared

5. Loan Processing & Closing

6. Rehabilitation & Draw Inspections

6. Rehabilitation & Draw Inspections

The lender uses the required project documentation as part of its underwriting, processing, and closing activities.

6. Rehabilitation & Draw Inspections

6. Rehabilitation & Draw Inspections

6. Rehabilitation & Draw Inspections

After closing and commencement of the rehabilitation, progress is evaluated at applicable draw stages.

7. Project Completion

7. Project Completion

7. Project Completion

Final project conditions are evaluated and applicable completion documentation is submitted.

Why Work With Rochelle?

FHA-Approved 203(k) Consultant

Established Western Pennsylvania Property Professional

15+ Years of Property Inspection Experience

Rochelle is an FHA-approved consultant listed on the FHA 203(k) Consultant Roster and serves projects throughout Western Pennsylvania.

15+ Years of Property Inspection Experience

Established Western Pennsylvania Property Professional

15+ Years of Property Inspection Experience

Rochelle brings more than 15 years of professional property inspection experience to the rehabilitation process, providing practical knowledge of residential building systems, property conditions, repair needs, and construction-related concerns.

Established Western Pennsylvania Property Professional

Established Western Pennsylvania Property Professional

Established Western Pennsylvania Property Professional

Through DLR Enterprise, LLC and Thoro Home Inspection, Rochelle has extensive experience evaluating residential properties throughout Pittsburgh and Western Pennsylvania.

Professional Project Workflow

One Professional Resource From Property Evaluation Through Rehabilitation

Established Western Pennsylvania Property Professional

Our 203(k) projects are supported by established administrative and workflow processes designed to help keep documentation, project communication, inspections, and project milestones organized throughout the engagement.

One Professional Resource From Property Evaluation Through Rehabilitation

One Professional Resource From Property Evaluation Through Rehabilitation

One Professional Resource From Property Evaluation Through Rehabilitation

Our experience extends beyond the initial property visit. We support the consultant process through work write-ups, cost estimates, draw inspections, change orders, reinspections, and project completion.

BUYING THE PROPERTY?

A 203(k) consultation and a comprehensive home inspection serve different purposes. Homebuyers can also schedule a complete home inspection through Thoro Home Inspection, including available radon, pest, sewer scope, and mold services.

EXPLORE HOME INSPECTION SERVICES

Thoro Home Inspection Gallery: HUD 203K Projects

    Whether you're a lender, loan officer, processor, real estate professional, homebuyer, or homeowner, you don't need to schedule a sales meeting to get started. Send us the property information and current project status, and we'll help identify the appropriate next step.


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